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How to earn money online and get bonuses from the payment systems.

When I just launched my Internet shop I faced a problem: What payment system to choose? Surely, first of all I have implemented PayPal. And though I have heard lots of negative things about this online payment system and seen a plenty of the Internet sites like paypalsucks.com one cannot refuse that today PayPal is a leader in a payment processing market and it will be the best way to accept payments in my Internet shop. So, the problem of payment through plastic cards has disappeared itself. Also I decided to choose WebMoney system. Though I should admit that their certification system has caused some difficulties. However, this Russian system is popular thus I had to go through all the difficulties to introduce more payment systems to my website. The third payment system I decided to introduce is Perfect Money. The system is a young enough but I was actually charmed with the site design, its functionality, Multilanguage interface and the feedback I found on the Internet.
Neither PayPal nor WebMoney offer any programs for business like Perfect Money does. I remember that when I first entered the site perfectmoney.com I saw a link PM for Business on the main page. Having followed that link I became really impressed by a variety of bonus programs offered by Perfect Money system.
I read all the information on the site however I didn’t understand some nuances thus I decided to register with the system. Once having created an account I submitted an application for participation in section PM for Business which I found at the bottom of the page. Frankly speaking it was difficult to find a link to that section and I would advise Perfect Money to move it to a more visible place. To check all the bonus programs for business in practice I decided to apply for all the programs. As far as I understood the system collects all the applications, process them for some time and then makes some decision. In a week after I have filed my applications I received a notice to my e-mail that my application was approved. Having entered the section PM for Business I found some new items in menu such as view statistics, change profile and discount coupons. Now I was to understand how all this worked…
The first instructions I received to my e-mail. I received a message with the instructions how to implement SCI to my site. Also there was a detailed description and an offer of Perfect Money administrator to install SCI on the site under the condition that I will provide him with all the passwords. I decided not to reveal my passwords and do everything myself.
Also they offered me to place the logo of Perfect Money on the main page of my site and get a bonus for it. The PR of my site is 3 thus they promised me 3 x 20$= 60$ per month. In fact that is not bad for just placing their logo on my site. Actually firstly I wanted to place a logo of PM on my site myself but when I have learnt about the monthly bonus I drew a conclusion that I made a good decision having joined the program PM for Business.
Having seen the pleasant changes in the statistics in the section ‘PM for Business’ I started to understand it a little bit. What made me really happy is a system of one of the programs that started paying me 2% for all the inward payments to my account. Not a bad bonus, huh?
Later I decided to stimulate my sales and offered my clients a 3% discount for payment through Perfect Money system. This became possible owing to the discount coupon system provided by ‘PM for business’ program. This program helped me in my business and granted me a loyalty of the clients. One should admit that Perfect Money provides poor information on its bonus program and clients should guess everything themselves. As far as I understood they provide an opportunity to create discount coupons that can be distributed among the clients to pay in the shop through Perfect Money system. The number of the coupon and the discount value can be defined individually. So, I have created 3 coupons, different value each, and started testing the program. On my site I found a new field in section Perfect Money SCI. They offered me to complete the coupon field personally. I entered there my discount coupon and to my greatest surprise I have found that they have written off a smaller amount from my account. The percentage equaled the discount I provided. I found it a convenient tool to stimulate my own sales and for conducting marketing campaign on the Internet.
Unfortunately I failed to participate in a referral program with the better conditions, however I decided to place my reflink on my site.
Also I took part in the program offering bonus for a great number of transitions in the account. Surely, my first bonus amounted at $0,01 didn’t make me happy, however the bonuses grew and my turnover started to increase as well, bringing more and more to me. The goods I sell are expensive enough thus very soon this program started bringing more profits to me each month.
So, I have succeeded to test almost all the variants offered by ‘PM 4 Business’ program, and do you know what I liked most? That the system was running like a clock – accurately and precise.
Certainly, I understand that I cannot earn much on this program, however it is a good tool to stimulate the sales on my site. And it is really pleasant to get a monthly bonus to your account.
Also, I would like to return to the discount coupon system that certainly has big perspectives since as far as I remember nobody has offered such conditions yet. And now we have got a real opportunity to stimulate the sales on the Internet by providing discounts.
As for the other payment systems I can say that PayPal has finally blocked my account but I continue working successfully with WebMoney and Perfect Money and I’m very satisfied with the results. All the income I withdraw with bank wire, and I’m very pleased with the opportunities of modern payment systems.
I would like to wish you good luck in your business and increase of the turnover during this difficult crisis period!

How to accept Bank Wire Transfers (SWIFT / IBAN) on your website.

I would like to start the present article telling about the difficulties of work with bank wire transfers in the Internet business. Each of us certainly have faced a problem at least once in our life when somebody wanted to send you a bank wire but failed since either the banks refused to make transfers to your country or you had no bank account to receive that transfer. You browsed throughout the Internet searching for such a service however each time you came across some difficulties or all the firms offering such services seemed to be doubtful. In my search for such a service I first of all was focused on reliability and comfort of the operation. Having found Perfect Money I realized that this system meets all the requirements of the modern businessman.
First of all I was attracted with an opportunity to fund the account with a wire transfer. I needn’t buy PerfectMoney to make a payment to somebody. First of all I was required to test how the system fit for my companyactivity and making settlements using only system accounts. I was a little bit surprised when I saw that the minimum amount for wire transfer was $1,000. Probably Perfect Money doesn’t want to waste its time for processing of the smaller amounts: Ok, but on your head be it, and I have ordered a transfer to the minimum amount $1,000. First of all I have scanned my passport and uploaded it. “Probably, here is some fraud control,” I though and that carried more conviction to my mind that Perfect Money makes only “pure” wire transfers. You should admit that client ID is a good thing in any payment system working with wire transfers. I put all the requireddata on the sender and the only difficulty I faced was identification of the account which will be user to send money from. However I was sly and provided the approximate data. I can’t understand why does the system need that information though probably Perfect Money knows better what does it need.
After that they gave me the details of some bank in Cyprus where I was to send the money. I entered in my e-banking account and sent money directly to the bank account of Perfect Money. Being very busy I completely have forgotten about that transfer and just imagine my surprise when I have found that money in my Perfect Money account. Though, the amount was $8 less. I decided to send a ticket to thecustomer support to learn why they have written off that $8. The answer came something like within 15 minutes telling that it was a fee of an intermediary bank.
Having received $992 to my account in Perfect Money system I decided to make a payment for servers directly from my account in Perfect Money. I waited a little for the invoice of my hosting provider and clicked on withdrawal by wire transfer. Having received the withdrawal formed I put the details of my hosting provider and waited until my transfer processes. To my greatest surprise in 24 hours I have found that the transaction was completed. And in half a day after that the money was deposited in the account of the hosting company. It appeared that one can make transfers from and to that company very simply and quickly. One more pleasant thing for me was a special payee list allowing me to skip entering the account details of the people listed there.
So, I got only positive impressions of the system’s work with wire transfers. The only nuance that embarrassed me was a minimum amount totaled $1,000 that was uncomfortable for the smaller wire transfers however one can use online exchangers, huh? When I was ordering the second wire transfer I was pleased to know that I needn’t upload my passport for the second time.
I have transferred the larger part of my turnover to Perfect Money system. I have asked all my Internet partners and contractors to create an account with Perfect Money. And since some of them failed due to some reasons I started just creating the applications for wire transfers and sending my account details with the exact memo and those people sent me money to the account specified. Further I topped up my Perfect Money account. It became a real discovery for our accounting department. All my business activity became pretty easier after the introduction of this system. Moreover, more and more of my business partners find it convenient to work with Perfect Money. Later we decided to replace wire transfers with the Perfect Money transaction to cut time. I have completely forgotten what are such things as calls from bank, invoices, repayments, account closures and other “funs” granted us by the modern banks and the banking system as a whole. All those problems are now addressed by Perfect Money itself but they are true professionals and always successfully cope with the tasks set.

As I can see Perfect Money system can be used in the following business schemes:
You receive monthly payments for the goods/services you rendered on the Internet. You enter the site of Perfect Money and create anapplication for deposit by wire transfer. Then you send your account details and memo to the person who sends money. You should remind the sender that the description should be exactly the one provided by Perfect Money system. It is very important since that memo will be used to deposit the transfer to you account in Perfect Money system. Thus you may accumulate all the incoming payments in one account. You may not have your bank account and use the details of Perfect Money. The further withdrawals can be made through the partneringexchange services by any of the methods convenient to you.
Payments to any bank accounts
With Perfect Money you may make payments to any bank account. You just need to draw a
withdrawal and specify wire transfer as a withdrawal method. The payee will receive the money within 48 hours or less. You can also ask Perfect Money for a SWIFT via the internal mail that will be a proof to be provided to the receiver.
I recommend you to transfer all the financial streams to Perfect Money system and convince all your partners/contractors to create the accounts with Perfect Money to optimize the settlements in your business activity.
Bank system is too slow and conservative for the modern business. And for that reason many people need to have some system for instant payments. Perfect Money system perfectly fits this kind of payments. If you have a website and you need to receive wire transfers you may turn your capital to Perfect Money and simply explain all your clients how to make deposits in Perfect Money. It’s unpleasant that Perfect Money does not offers direct payments via bank transfers in SCI though I believe that in future they will consider the addition of such an option.
Perfect Money works with 2 currencies: dollars and euros. The range is certainly not wide but I sincerely believe that in future their number will grow. A keen attention should be paid to account IBAN number. Also one shouldn’t mix the currencies sent. Exchange services also receive huge privileges when working with wire transfers. First of all they obtain a splendid opportunity to work with wire transfers and then to convert that money in Perfect Money and reverse. This is a great alternative to bank system for small and medium exchange services.
Summing up all the main advantages of work with wire transfers via Perfect Money system we got the following:
Opportunity to sent wire transfers and a complete cycle of an economical activity without opening an account. Now you needn’t go to bank and to fill a pile of papers in, submit references and certificates and other things linked to the bank activity. Now all this job is done by Perfect Money. It is very convenient and saves time which can be spent to develop the business or to have a rest.
Anonymity

It is very convenient to pay and to receive payments staying undisclosed. Now you needn’t provide your personal data to the sender. The recipients will never find the source of the money they received. You run your activity and stay anonymous. The tax collectors will never come to you and ask anything in addition. Now you can always stay confident that your money is save and that the saying “Money likes silence” gets a special meaning here.
Usability
Internet banking is still a complicated thing. Perfect Money has a very convenient and simple organization that is clear to anyone. After a couple of transactions conducted in Perfect Money you will act automatically.
Opportunity for internet service
Internet services which want to accept on their websites bank wire transfers as a payment option for goods and services can provide clients with Perfect Money bank wire account details.
Many languages
I can work with my partners all around the world. They can use bank wire transfers options in Perfect Money on 16 languages interface.

I find it this article about PM on ecommerce journal website, what you think about it?

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